> For the complete documentation index, see [llms.txt](https://2epd-metaverse.gitbook.io/2ped-metaverse/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://2epd-metaverse.gitbook.io/2ped-metaverse/a-shift-from-centralized-nance.md). # A shift from centralized finance A case study A centralized financial structure is built on the property of central governance. The building block of this type of financial structure is a set of regulatory bodies that work in harmony to efficiently conduct their business. A strong example of a centralized financial structure is The Central Bank and its regulatory bodies include the Fed, government, administration, R & D. Even the division of power among these regulatory bodies does not imply a fair transparent structure. The outcome is mostly a product of one or another regulatory bodies’ agenda or influence. On the other hand, a blockchain-based, decentralized financial structure operates individually. The information remains closed depending on the structure of the blockchain: private or public. In both cases, the audience is limited, consequently, the impact too.
Unlike a centralized structure, the DeFi structure’s data cannot be altered or deleted. A DeFi body has public veri fiability, privacy, custody to information, atomicity, execution order malleability, longer market availability, anonymity, and transaction scalability.